45339 ZIP Code — Ludlow Falls, OH

Miami County, Ohio

ZIP code 45339 is located in Ludlow Falls, Ohio, within Miami County. It covers approximately 13.99 square miles and serves a population of 1,101 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 326/937.

About ZIP code 45339

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $183,300. Owner-occupancy is high at 82%, well above the national average.

Median household income is $90,833. The poverty rate of 6% is below the national average. 35% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 23 minutes is near the national average.

Educational attainment is near the national average, with 32% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks.

Overall, ZIP code 45339 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,101

population

13.99

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

45339 ZIP code map

Cities in ZIP code 45339

Below are the cities the US Postal Service accepts for ZIP code 45339. Using any city not on this list may result in mail delivery delays.

City	Status
Ludlow Falls	Preferred

Nearby ZIP codes

45359 Pleasant Hill (3.1 mi) 45383 West Milton (3.4 mi) 45337 Laura (4.6 mi) 45374 Troy (7.8 mi) 45322 Englewood (8.3 mi) 45318 Covington (8.7 mi) 45373 Troy (8.8 mi) 45371 Tipp City (10 mi) 45304 Arcanum (10.2 mi) 45308 Bradford (10.2 mi) 45377 Vandalia (10.2 mi) 45315 Clayton (10.5 mi)

Demographics updated 05/2026

Population
Total population	1,101
Population density	79 / sq mi
State FIPS	39
County FIPS	109

Geography
Land area	13.99 sq mi
Water area	0.21 sq mi
Latitude	40.0063
Longitude	-84.3452
Timezone	Eastern (ET)
Area code	326/937

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	38.3%	43.3%
$50k – $100k	49.7%	36.3%	31.4%
$100k – $200k	17.6%	21.9%	20.0%
Over $200k	5.3%	3.5%	5.2%

Demographics & statistics

1,101

Population

People per sq mi

49.0

Median age

$90,833

Median household income

$43,557

Per capita income

$183,300

Median home value

$850

Median monthly rent

81.9%

Home ownership

5.6%

Poverty rate

2.4%

Unemployment

401

Housing units

32.4%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

10–14

15–19

20–24

25–34

35–44

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	226	20.5%
18 and over	875	79.5%
65 and over	234	21.3%
Median age	49.0 years

Race & ethnicity

White 93.7%

Hispanic or Latino 2.9%

Other race 2.7%

Two or more races 0.5%

Black or African American 0.1%

Group	Count	%
White	1,063	93.7%
Hispanic or Latino	33	2.9%
Other race	31	2.7%
Two or more races	6	0.5%
Black or African American	1	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	27.4%	38.3%	43.3%
$50k – $100k	49.7%	36.3%	31.4%
$100k – $200k	17.6%	21.9%	20.0%
Over $200k	5.3%	3.5%	5.2%

Under $10k 4.2%

$10k–$15k 0.4%

$15k–$25k 4.2%

$25k–$35k 2.2%

$35k–$50k 5.3%

$50k–$75k 28.3%

$75k–$100k 5.8%

$100k–$150k 31.6%

$150k–$200k 8.4%

$200k+ 9.5%

Range	% of households
Under $10k	4.2%
$10k–$15k	0.4%
$15k–$25k	4.2%
$25k–$35k	2.2%
$35k–$50k	5.3%
$50k–$75k	28.3%
$75k–$100k	5.8%
$100k–$150k	31.6%
$150k–$200k	8.4%
$200k+	9.5%
Median income	$90,833

Housing

Home values

Under $50k 14.6%

$50k–$100k 11.6%

$100k–$150k 19.5%

$150k–$200k 5.9%

$200k–$300k 23.0%

$300k–$500k 20.8%

$500k–$1M 4.6%

Housing overview

Metric	Value
Median home value	$183,300
Median rent / month	$850
Owner occupied	81.9%
Renter occupied	18.1%
Vacant	6.4%
Single-family detached	87.0%
Large apartment buildings	0.0%
Mobile homes	11.6%
Median rooms	7.1
Avg household size (owned)	2.39

Year built

Era	%
2020 or later	0.0%
2010–2019	6.4%
2000–2009	13.3%
1990–1999	7.5%
1980–1989	0.4%
1970–1979	24.8%
1960–1969	17.0%
1950–1959	1.0%
1940–1949	4.1%
1939 or earlier	25.5%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.7%
2 bedrooms	15.5%
3 bedrooms	39.5%
4 bedrooms	32.9%
5+ bedrooms	9.3%

Vehicles per household

Vehicles	% of households
No vehicle	2.9%
1 vehicle	33.0%
2 vehicles	36.3%
3 or more	27.9%

Heating fuel

Fuel type	%
Utility gas	16.2%
Electricity	44.0%
Propane / LP gas	23.0%
Fuel oil	8.0%
Wood	1.8%
No fuel used	2.2%

Households & families

Household type	Count	%
Married-couple family	262	58.0%
Cohabiting couple	31	6.9%
Male householder, no spouse	50	11.1%
Female householder, no spouse	109	24.1%
Households with children under 18	113	25.0%
Households with seniors (65+)	161	35.6%
Average household size	2.43

Marital status

Status	Male	Female
Never married	27.3%	19.2%
Married	60.6%	59.2%
Separated	0.0%	0.0%
Widowed	1.5%	13.4%
Divorced	10.6%	8.3%

Education

Less than 9th grade 0.1%

Some HS, no diploma 9.4%

HS graduate 24.6%

Some college, no degree 19.3%

Associate's degree 14.1%

Bachelor's degree 18.8%

Graduate / professional 13.6%

Metric	%
HS diploma or higher	90.5%
Bachelor's or higher	32.4%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	12	3.3%
Kindergarten	13	3.6%
Elementary school	137	37.4%
High school	42	11.5%
College / grad school	162	44.3%

Employment

Industry of employment

Education & healthcare 25.5%

Manufacturing 24.4%

Arts, food & hospitality 14.7%

Construction 7.3%

Transportation & utilities 7.3%

Finance & real estate 6.9%

Public administration 4.4%

Professional & management 4.2%

Other services 3.4%

Retail trade 1.6%

Wholesale trade 0.2%

Occupation

Category	%
Management, business & arts	62.0%
Service	9.9%
Sales & office	8.9%
Natural resources & construction	3.6%
Production & transportation	15.6%

Employment type

Type	%
Private sector	67.7%
Government	24.8%
Self-employed	7.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.1%
Carpool	1.0%
Public transit	0.4%
Walk	7.7%
Work from home	11.7%
Other means	0.0%
Avg commute (minutes)	23.0

Poverty

All people 5.6%

Under 18 years 2.7%

18 and over 6.4%

Married-couple families 0.4%

Female-led households 11.8%

Income support

Source	% of households
Social Security	34.5%
Retirement income	34.7%
Supplemental Security	2.9%
Cash public assistance	1.5%
Food stamps / SNAP	4.0%

Health indicators

Condition	%
Obesity	35.5%
High blood pressure	36.1%
High cholesterol	36.2%
Diabetes	12.0%
Heart disease	7.9%
Stroke	3.4%
Asthma	9.8%
Arthritis	30.4%
Kidney disease	3.1%
Pulmonary disease	9.5%
Cancer	7.6%

Behavior / access	%
Smoking	23.5%
Binge drinking	17.9%
No physical activity	26.9%
Less than 7 hrs sleep	35.4%
Depression	23.7%
Fair or poor health	15.1%
Poor mental health	15.8%
Poor physical health	11.1%
No health insurance	11.6%
Visited doctor (checkup)	74.5%
Visited dentist	63.6%
Cholesterol screening	90.2%
Teeth loss	13.9%

Veterans & disability

Veterans	Count	%
Civilian veterans	66	7.5%

Disability	%
Any disability	11.2%
Under 18	0.0%
18–64 years	9.4%
65 and over	26.9%

Health insurance coverage

Type	%
Private insurance	76.3%
Public insurance	34.0%
No insurance	2.1%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,084	98.5%
Spanish	0	0.0%
Other Indo-European	0	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,082	98.3%
Born in same state	1,059	96.2%
Born in different state	860	78.1%
Foreign born	23	2.1%
Naturalized citizen	19	1.7%
Not a US citizen	17	89.5%

Ancestry

Ancestry	Count	%
French	154	14%
Arab	94	8.5%
Italian	67	6.1%

Ancestry	Count	%
English	26	2.4%
Irish	9	0.8%
Norwegian	7	0.6%

Technology access

Metric	% of households
Computer access	41.1%
Internet access	95.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 45339

What city is ZIP code 45339 in?

ZIP code 45339 is primarily assigned to Ludlow Falls, Ohio.

What county is ZIP code 45339 in?

ZIP code 45339 falls within Miami County, Ohio.

Is ZIP code 45339 mostly owner-occupied?

82% of occupied units in ZIP code 45339 are owner-occupied, well above the national average.

What is the typical home value in ZIP code 45339?

The median home value in ZIP code 45339 is $183,300.

What is the population of ZIP code 45339?

ZIP code 45339 has an estimated population of 1,101 residents, with a density of 79 people per square mile.

What is the median household income in ZIP code 45339?

The median household income in ZIP code 45339 is $90,833, above the national median of ~$75,000.

What timezone is ZIP code 45339 in?

ZIP code 45339 observes the EST timezone.